HB 218 - This act the modifies the eligibility rules for health insurance coverage under the Missouri Health Insurance Pool. Under current law, persons who have or who can obtain health insurance coverage substantially similar to a pool plan are not eligible for coverage under the pool. This exclusion, however, does not apply if the person has alternative coverage but the premiums have increased to 150 to 200% of the rates charged for standard coverage. After December 31, 2009, only persons who have their own insurance coverage can obtain pool coverage if their premiums have increased to 300% of the rates for individual standard risks. This act repeals the 300% premium increase qualifier so that persons who have had their premiums increased to 150% to 200% of the rates charged for standard coverage can still obtain pool coverage.STEPHEN WITTE
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