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March
Keaveny Connection
Contact: Stacy Morse
(573) 751-3599

Tax Preparation Tips

Health Insurance Information

Reduce Your Heating Bill

Classroom Visit in St. Louis County

Free Chamber Concerts Feature St. Louis Symphony Musicians

Conservation Activities

Tax Preparation Tips
DOR also has tax assistance centers across the state, including here in St. Louis, located at 9652 Olive Blvd., or by phone at (314) 692-8222. Office hours are 8 a.m. to 5 p.m., Monday through Friday. Click here to locate a center.

While there are still several months until the tax filing deadline on April 15, the Missouri Department of Revenue (DOR) suggests filing your taxes before the deadline. DOR says waiting until the April 15 deadline will result in a delay in getting a refund. Other tips Missouri taxpayers should keep in mind include:

  • File electronically. It is a secure way to avoid errors. E-filing is a service provided by almost all tax preparation agencies, or individuals can purchase tax preparation software. Many may qualify for free electronic filing through the Federal Free File Alliance.
  • Nearly 80 percent of Missourians now file electronically, forms are filled out securely and it usually guarantees a quicker turnaround.
  • Use electronic forms. Even Missourians choosing not to E-file can still save time and reduce errors by using electronic forms, which can then be printed out and mailed. Missouri tax forms for tax year 2013 and other years are available on DOR's website. The forms, which can be completed in one or more sittings, include a barcode that helps speed up the processing of the forms after they are mailed to the department. Saving drafts of confidential returns is not recommended for people using public computers.
  • DOR answers many frequently asked questions about filing tax returns at www.dor.mo.gov. Missourians can also call (573) 751-3505 from 8 a.m. to 5 p.m., Monday through Friday. You can also email the department at income@dor.mo.gov with questions about filing tax returns.

ElderLink St. Louis is offering to help senior citizens locate free tax help. Elderlink St. Louis can be reached at (314) 812-9300.

The St. Louis Tax Assistance Program has locations throughout St. Louis. Click here for more information on its assistance guidelines and locations.

Health Insurance Information
If you enroll Your Coverage Starts
By March 15 April 1
March 16 - March 31 May 1
To learn more about the ACA or the federal Health Insurance Marketplace, visit www.healthcare.gov or www.covermissouri.org, or call 1-800-318-2596.

With the federal Health Insurance Marketplace now up and running, Missourians have the opportunity to become part of the growing population of Americans who have affordable, quality health care coverage within their reach. This marketplace, made available by the Affordable Care Act (ACA), allows Missourians to compare health care options using side-by-side information regarding price, quality and benefits for each health plan under consideration.

Enroll by March 31 to avoid a penalty.

Penalty for not having insurance is $95 a year or 1 percent of household income. There will be a new box on your W-2 tax form to verify health insurance. However, be aware the penalty for those who do not have health insurance is going to increase over time. In 2016, the penalty per adult is $695 and $347 per child or 2.5 percent of the household income. to determine what the penalty for your family might be, click here or go to: www.irs.gov/uac/Newsroom/The-Individual-Shared-Responsibility-Payment-An-Overview.

Fill out an application at www.healthcare.gov to see if you qualify for a discount or tax credit.

There are several ways to learn more about the ACA or the federal Health Insurance Marketplace:

  • Visit www.healthcare.gov for live chat assistance.
  • Call the Marketplace Call Center: 1-800-318-2596, it is open 24/7.
  • Visit www.covermissouri.org.
  • Call 211 for assistance from local social services to find a federally qualified health center that will provide in-person assistance to fill out forms and find a certified navigator.
  • Download a paper application that can be printed and mailed. (If choosing this option, please utilize the guidance of live chat or phone or local navigator to ensure accuracy.)

There are no fees to use the marketplace and no one should solicit health coverage to you. Report fraud to the Missouri Attorney General’s office by calling 1-800-392-8222.

Here is a checklist of information you will need when you sign up:

  • Social Security numbers (or document numbers for legal immigrants)
  • Employer and income information for every member of your household who needs coverage (for example, from pay stubs or W-2 forms—Wage and Tax Statements);
  • Policy numbers for any current health insurance plans covering members of your household; and
  • Completed Employer Coverage Tool for every job-based plan you or someone in your household is eligible. (You’ll need to fill out this form even for coverage you’re eligible for but don’t enroll in.) Visit www.healthcare.gov to view this form.

For information on health care seminars in the St. Louis area go to: http://covermissouri.org/tools/events/events.php. To learn more about the ACA or the federal Health Insurance Marketplace, visit www.healthcare.gov or call 1-800-318-2596.

Reduce Your Heating Bill
LIHEAP and other agencies help thousands of Missourians with their heating and cooling bills each year.

Do you need help with your heating bill? Missouri LIHEAP may be able to help. Missouri LIHEAP helps the most vulnerable who are eligible with incomes below 135 percent of the federal poverty level. In 2012 the federally funded program provided 147,003 homes with financial assistance for heating and 31,242 with cooling assistance. LIHEAP program dates for heating assistance runs through the end of this month and cooling assistance runs June 1 - Sept. 30. Crisis help is available year-round. To find out if you meet the criteria, call (573) 751-6789.

The Missouri Division of Energy has tips for winterizing your home and keeping heating bills at a minimum.

  • Turn down your thermostat when you are not home or sleeping.
  • Make sure windows and doors seal, or cover them, to keep the cold out and heat inside.
  • Install gasket cover outlets, make sure the weather stripping around doors and windows is in place and not torn or defective.
  • Install a weather heater jacket on your water heater, especially if your water heater is near doors or windows.

For a list of community services and agencies, take a look at this Community Services Directory, tailored for citizens of the Fourth Senatorial District.

Classroom Visit in St. Louis County
Cathy Cartier has been a teacher at Affton High School for 11 years and has incorporated some of the Common Core State Standards into her lesson plans.

As part of the Missouri Learning Standards, the Common Core State Standards (CCSS) define the knowledge and skills students need in language arts and mathematics to help students succeed in college, other post secondary training and career. The standards provide additional clarity and depth to Missouri’s grade-level and course-level expectations. The CCSS are not a curriculum, and local districts still have control over how the standards are taught and what materials they use to meet them.

Later this month, I will have a chance to see CCSS in action when I visit the 10th grade language arts classroom of Cathy Cartier, the 2012-2013 Missouri Teacher of the Year. Mrs. Cartier has invited me to her Affton High School classroom to see how it operates since she has incorporated the CCSS into her lesson plans.

Mrs. Catier's class has demonstrated some of the analytical skills paramount to CCSS during a past visit from legislators. Her classes also utilize technology. I look forward to visiting with Mrs. Cartier and her students.

Find more information about the Missouri Learning Standards, go to www.MissouriLearningStandards.com. To read the standards visit www.corestandards.org.

Free Chamber Concerts Feature St. Louis Symphony Musicians
For more information about concerts or other events go to www.stlsymphony.org.

Free chamber concerts featuring various musicians from the St. Louis Symphony will be held at different locations throughout the area over the coming months. Seating is on a first-come, first-served basis.

Wednesday, March 19, 7 p.m.
Symphony in the City - Powell Hall
718 N. Grand Boulevard
Bosnian Journeys: Generations
This concert is a tribute to our Bosnian neighbors here in St. Louis and is produced in collaboration with our friends at the Bosnia Memory Project.

Sunday, March 23, 7:30 p.m.
Symphony in Your College -
Washington University
560 Music Center
University City
Shannon Wood is the new timpanist for the St. Louis Symphony and is also an award-winning composer.

Tuesday, April 1, 7 p.m.
Symphony in Your Neighborhood - Tower Grove Park
Piper Palm House inside Tower Grove Park
4256 Magnolia Avenue
Featuring Haydn’s “The Joke” String Quartet with Xiaoxiao Qiang and Helen Kim, violin; Di Shi and Chris Tantillo, viola; and David Kim, cello.

Conservation Activities
Since opening day of trout season falls on a weekend, MDC staff expects this to be a very busy opening day.

The catch-and-release trout season in Missouri officially ended at the four trout parks located in this state on March 1. Anglers may now catch or have possession of four trout per day. Each year, more than $1 million is spent by anglers who travel to and within our state to catch rainbow or brown trout. Trout season ends Oct. 31.

From March 1 to October 31 the parks will collectively sell approximately 400,000 tags and stock 900,000 fish.  These fish will average around 12 inches long. However, the Missouri Department of Conservation (MDC) also stocks dozens of “lunkers,” surplus hatchery brood fish weighing upwards of three pounds. A few tip the scales at more than 10 pounds.

Map & Compass
Location: Busch Shooting Range and Outdoor Education Center
Date: Saturday, March 22, 2014, 9 a.m. to 12 p.m.
Low Tech? Don’t trust a GPS? In today’s world of electronic gadgets, many people do not know this easy skill which requires no batteries or satellite signals. This is a skill set to know if you become lost or are looking for a particular location in the outdoors. This is a great opportunity to learn how to read maps and use a compass. Participants will start in the classroom at the August A. Busch Conservation Area and then proceed outside to see if they can find marked locations without the use of today’s modern conveniences. Reservations begin March 24 by calling (636) 441-4554.

Sunset Hike- Timberdoodles and Spring Peepers
Location: August A. Busch Memorial Conservation Area
Date: Saturday, March 8, 2014, 5 - 8:30 p.m.
Date: Saturday, March 15, 2014, 6 - 9:30 p.m.
(Adults) Experience the sounds of nature in early spring. Walk, listen, and watch for “timberdoodles” performing their spectacular aerial courtship displays as the sun sets over the prairie. Hike past woodland ponds and listen for small, but powerful, spring peeper frogs calling to hopeful partners. Please dress for the weather. Please make reservations begriming Feb. 21, by calling (636) 441-4554.

Outdoor Explorer - Archery
Location: Educational Fishing Lakes and Hatchery in Forest Park
Date: Tuesday, March 18, 2014, 10 a.m. to 3 p.m.
Archery teaches individuals discipline, concentration and resilience. Not to mention, it's a great sport either in or outdoors. Once participants become familiar with the bow and can shoot the arrow, an archery skills challenge will begin. Remember a sack lunch and water bottle, and dress to be outside all day.