SECOND REGULAR SESSION
[TRULY AGREED TO AND FINALLY PASSED]
SENATE COMMITTEE SUBSTITUTE FOR
SENATE BILL NO. 656
91ST GENERAL ASSEMBLY
2002
3045S.05T
AN ACT
To amend chapter 375, RSMo, by adding thereto one new section relating to the interpretation of insurance materials, with penalty provisions.
Section A. Chapter 375, RSMo, is amended by adding thereto one new section, to be known as section 375.919, to read as follows:
375.919. 1. An insurer, as defined in section 375.001, may provide an insurance policy, endorsement, rider and any explanatory material in a language other than English. In the event of a dispute regarding the insurance or advertising material, the English language version shall dictate the resolution. If a policy, endorsement or rider is provided in a language other than English, the insurer shall also, at the same time, provide to the policyholder a copy of such policy, endorsement or rider in English, and shall disclose on such document, in both English and the other language, the following:
(1) The translation is for informational purposes only; and
(2) The English language version of the policy will be controlling unless the language in the other language version is shown to be a fraudulent mispresentation.
2. Any knowing misrepresentation in providing a policy, endorsement, rider or explanatory materials in a language other than English is a violation of sections 375.930 to 375.948.