SCS/SB 906 - Under this act, health carriers may offer as an option, one or more health benefit plans which contain deductibles, coinsurance, coinsurance differentials, or variable copayments. Nothing in this act, however, shall relieve or be construed as exempting a health carrier from providing or covering any mandated health insurance benefit required by Chapter 376, RSMo. The optional health benefit plans offered by this act shall not contain a deductible for any mandated health insurance benefit required by Chapter 376, RSMo. Coverage and benefits provided by such policies for mandated health insurance benefits shall be at least as favorable and subject to the same dollar limits and copayments as other covered benefits or services.
STEPHEN WITTE