INSURANCE REQUIREMENTS (Sections 379.1700-379.1708) - This act creates insurance coverage requirements between a transportation network company (TNC) and a TNC driver who uses a personal vehicle to transport passengers for the TNC beginning April 1, 2017. A TNC driver, or the TNC company on the driver's behalf, is required to maintain primary automobile insurance coverage as specified in this act. The policy of insurance must recognize that the driver uses the vehicle to transport riders for compensation while logged onto the TNC's digital network. The TNC is required to notify a TNC driver of the insurance coverage provided by the TNC, and to also notify a driver that his or her own personal automobile insurance policy may not provide coverage while the driver uses a vehicle in connection with the service, and that it may also violate the terms of his or her contract with a lienholder. Automobile insurers in Missouri may exclude or limit any and all insurance coverage provided to owner's or operator's of personal vehicles while logged into a TNC's digital network for the purpose of transporting persons or property for compensation. In a claims coverage investigation, TNCs and any insurer potentially providing coverage under the act shall cooperate to facilitate the exchange of relevant information with each other and any insurer of the TNC driver, if applicable.

This provision is identical to SB 947 (2016) and HCS/HB 2330 (2016), and similar to HB 781 (2015).

TRANSPORTATION NETWORK COMPANY REQUIREMENTS (Section 387.500) - This act requires transportation network companies to take certain actions when an individual seeks to become a driver, including ensuring that the person possesses a valid driver's license and has possessed such license for at least 1 year, has not been found guilty of any felony offense, has not been found guilty of any intoxication-related traffic offense in the previous 7 years, has not been found guilty of certain misdemeanor sexual offenses, and is at least 21 years of age. If any driver is charged or found guilty of any such offenses, they shall notify their respective TNC. Failure to report such offense shall be a Class C misdemeanor. Further, this act requires that any TNC notified that such driver has been found guilty of such offense to immediately suspend such driver, and to notify the Department of Revenue.

Under this act, every TNC operating in this state shall provide to the Department of Revenue a list of drivers on a daily basis. The Department shall review the list, and notify the TNC if any driver has been suspended by any other TNC for committing any felony or intoxication-related traffic offense, or misdemeanor sexual offense. The TNC may suspend such driver if the driver has been charged with committing such offense, but shall immediately suspend such driver if such driver has been found guilty of committing such offense.

This provision is similar to HB 2233 (2016).

KAYLA HAHN