SB 0578 - Fiscal Note

Fiscal Note - SB 0578 - Requires health insurers to issue standarized insurance cards

COMMITTEE ON LEGISLATIVE RESEARCH

OVERSIGHT DIVISION

FISCAL NOTE

L.R. NO. 2412-01

BILL NO. SB 578

SUBJECT: Insurance - Medical; Insurance Department; Consumer Protection; Health Care; Administrative Rules

TYPE: Original

DATE: December 23, 1997

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FISCAL SUMMARY

ESTIMATED NET EFFECT ON STATE FUNDS
FUND AFFECTED	FY 1999	FY 2000	FY 2001
None
Total Estimated Net Effect on All State Funds	$0	$0	$0

ESTIMATED NET EFFECT ON FEDERAL FUNDS
FUND AFFECTED	FY 1999	FY 2000	FY 2001
None
Total Estimated Net Effect on All Federal Funds	$0	$0	$0

ESTIMATED NET EFFECT ON LOCAL FUNDS
FUND AFFECTED	FY 1999	FY 2000	FY 2001
Local Government	$0	$0	$0

Numbers within parentheses: ( ) indicate costs or losses

This fiscal note contains 3 pages.

FISCAL ANALYSIS

ASSUMPTION

Officials from the Department of Conservation, the Department of Public Safety - Missouri State Highway Patrol, the Department of Corrections, the Department of Insurance, the Office of Administration, and the Department of Transportation assume this proposal would not fiscally impact their agencies.

Missouri Consolidate Health Care Plan (HCP) officials assume this proposal would require some administrative cost to the carriers which may be passed along in the premiums. However, HCP assumes any impact would be minimal.

FISCAL IMPACT - State Government	FY 1999	FY 2000	FY 2001
	(10 Mo.)
	$0	$0	$0
FISCAL IMPACT - Local Government	FY 1999	FY 2000	FY 2001
	(10 Mo.)
	$0	$0	$0

FISCAL IMPACT - Small Business

No direct fiscal impact to small businesses would be expected as a result of this proposal.

DESCRIPTION

This proposal would require health insurers to use a standardized form for the issuance of identification cards to the insured. The Department of Insurance would develop the standardized form in consultation with the insurers. The regulations would be issued by January 1, 1999, and insurers would begin using the form by that date.

This legislation is not federally mandated, would not duplicate any other program and would not require additional capital improvements or rental space.

SOURCES OF INFORMATION

Department of Insurance

Department of Corrections

Department of Conservation

SOURCES OF INFORMATION (continued)

Office of Administration

Department of Transportation

Missouri Consolidated Health Care Plan

Department of Public Safety

Missouri State Highway Patrol

Jeanne Jarrett, CPA

Director

December 23, 1997