- House Committee Substitute -

HCS/SCS/SB 722 - This act restricts the use of domestic violence information and genetic testing information by insurance companies.

GENETIC TESTING - Insurers shall not use genetic test information when establishing eligibility for coverage, premiums or any other underwriting criteria. No genetic test may be required of the insured or any blood relatives, nor may a test refusal be considered. A violation is considered an unfair trade practice. An exception is made for life, disability and long-term care insurance.

Employers may not use genetic information or test results to discriminate against an employee. A violator is subject to a maximum fine of $500 per violation. An exception is made for life, disability and long-term care insurance.

DOMESTIC VIOLENCE - Insurers are prohibited from discriminating against victims of domestic violence when issuing, renewing or canceling a policy. "Domestic violence" includes physical harm and certain sexual injuries. Insurers are also prohibited from restricting coverage, increasing premiums, denying claims or terminating group coverage. Any violation will be considered an unfair trade practice.

MICHAEL HOEFERKAMP