FIRST REGULAR SESSION

SENATE BILL NO. 145

90TH GENERAL ASSEMBLY


INTRODUCED BY SENATOR RUSSELL.

Pre-filed December 1, 1998, and 1,000 copies ordered printed.



TERRY L. SPIELER, Secretary.

L0241.01I


AN ACT

Relating to property insurance.


Be it enacted by the General Assembly of the State of Missouri, as follows:

Section 1.  If an insurance policy which provides coverage for damage to real or personal property excludes property coverage for intentional acts, the insurer shall not deny payment to an innocent coinsured who did not cooperate in or contribute to the creation of the loss if the loss arose out of a pattern of domestic violence and the perpetrator of the loss is criminally prosecuted for the act causing the loss.  Payment to the innocent coinsured may be limited to his or her ownership interest in the property as reduced by any payments to a mortgagor or other secured interest.




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